HomeAboutRoadmapTelegramTwitterWebsite

⚛️Dynamic Routing & Auto-Rebalancing

Capital that moves where it performs best — automatically.

What is Dynamic Routing?

Dynamic Routing in DeFi means directing funds to the best protocol in real-time, based on continuously changing factors like:

  • Interest rates (APY/APR)

  • Protocol liquidity

  • Gas costs

  • Risk metrics

  • Asset demand/supply

In traditional aggregators, routing happens once — when you first deposit. In CrediX, routing is ongoing.

Example:

Let’s say you deposit DAI.

  1. At the time of deposit, Aave offers the highest APY → CrediX routes your DAI to Aave.

  2. A few days later, Morpho overtakes Aave with better rates.

  3. CrediX automatically migrates your position to Morpho — no action needed.

✅ Always earning the best yield — without switching manually.

What is Auto-Rebalancing?

Auto-rebalancing is the automated movement of your assets between protocols to maintain optimal performance.

Unlike static positions, CrediX constantly asks:

  • Is there a better rate now?

  • Has risk in the current protocol increased?

  • Would another pool offer better efficiency?

  • Is the gas cost worth the move?

If the answer is yes, it initiates a rebalance.

How It Works Under the Hood

  1. Rate Engine Continuously fetches live APY/APR data from integrated protocols.

  2. Risk Scanner Monitors health scores, liquidity, slippage, and protocol status.

  3. Strategy Evaluator Checks user preferences (e.g., "minimum rebalance delta", "max gas limit").

  4. Rebalancer Moves the position when it meets the threshold for gain or efficiency.

⏱️ All of this happens within seconds — per block.

Non-Custodial, Permissionless

You remain in full control. CrediX uses non-custodial smart contracts — you can withdraw anytime, and rebalancing does not require CrediX to ever own your funds.

Intelligent Routing Engine in Action

Event
CrediX Reaction

Protocol B offers 0.5% better APY

Rebalance to Protocol B

Protocol A’s liquidity drops

Exit and route to safer pool

Gas fee spikes

Delay move until cost-benefit justifies

Stablecoin demand rises

Prioritize lending in high-demand pool

Visual Workflow (Text Version)

[ User Deposit ]
        ↓
[ Aggregator Layer → Best APY ]
        ↓
[ Optimizer Layer → Strategy Engine ]
        ↓
[ Dynamic Routing → Protocol A ]
        ↓
( Monitors continuously )
        ↓
[ Protocol B offers better rate? ]
        → Yes → Auto-rebalance
        → No  → Stay
PreviousBorrowing Aggregation FlowNextLending Aggregator

Last updated