How to Borrow

Access Capital with One Unified Interface

CrediX makes it easy to borrow assets from the most competitive DeFi money markets — without the need to compare protocols manually. Here's how to do it.

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1

Step 1: Connect Your Wallet

• Visit the CrediX app and click “Connect Wallet.”

• Choose your preferred wallet (e.g., MetaMask, WalletConnect, etc.)

• Approve the connection to proceed securely.

2

Step 2: Supply Collateral

• Before borrowing, you’ll need to supply a supported asset as collateral (e.g., ETH, USDC, WBTC).

• Go to the Deposit section, select your asset and amount, and confirm the transaction.

• Your supplied collateral will now be available to secure any borrowing.

3

Step 3: Choose Asset to Borrow

• Navigate to the Borrow section.

• Select the token you want to borrow from the supported list.

• CrediX will automatically show:

  • Available borrowing capacity

  • Lowest borrowing APR across protocols

  • Protocol details (e.g., LTV ratio, liquidation threshold, etc.)

4

Step 4: Review and Confirm

• Enter the amount you wish to borrow.

• Review important borrowing metrics:

  • Estimated interest rate

  • Health factor

  • Collateral ratio

  • Gas fees

• Click “Borrow” and confirm the transaction in your wallet.

5

Step 5: Track and Manage Your Position

• After borrowing, your position will be visible in the dashboard, where you can:

  • Monitor interest accrual

  • Adjust your collateral or repay debt

  • Enable auto-migration (optional) if better rates become available

  • View health factor alerts in real-time

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Common Scenarios

Goal	CrediX Enables...
Stablecoin borrowing for farming	Borrow at lowest cost with optimal collateral
Hedging ETH exposure	Borrow ETH against stable assets easily
Refinancing	Migrate loans from higher to lower APR automatically

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Summary

Borrowing through CrediX gives you efficient access to capital, optimized borrowing rates, and complete visibility — all through a unified interface.